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Sample Claims for Dance Studios,
Dance Schools, Fitness Clubs, Yoga Studios, and the Fitness Industry |
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It is important
to have the right type of insurance for your industry. We sell
insurance for dance school, individual trainers, and summer or seasonal
academies. Take a moment to review
several of key coverages for which we can obtain quotes. Coverages and options will vary by policy, so make sure to
confirm that you have the coverage that you are seeking. The information
below is provided for educational purposes only.
(Disclaimer: Hypothetical Claims situations - These samples are purely hypothetical
and there is no guarantee that any coverage will be afforded in a similar
event. Each claim must be reviewed by the appropriate claims
department and carrier.)
- Did you know that most dance studio/school policies
exclude participant liability or do not cover claims arising
from bodily injuries that result from participating in a
class or other event related to your instruction. Accident
medical policies are available to help protect your clients
in the event of a covered claim. Make sure to review all of
the exclusions listed on your quote or policy. Contact
us for more information.
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Sample Claim
1 |
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Sample Claim
2 |
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Bodily Injury
A visitor comes to watch dance practice and slips on the floor because he
was not wearing the appropriate shoes. He suffers injuries iof $15,000
and is forced to miss work for several months, resulting in $10,000 in lost salary
for which the owner of the dance school is held liability.
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Fire/Loss of Income
You receive a phone call awaking you from your
sleep. There has been a fire in the
studio that
you lease and keep your most valuable
merchandise. All
merchandise is destroyed. Replacing your
merchandise will
cost $30,000. In addition, you will incur $20,000
in lost
income while you are unable to continue
operations due to
this fire.
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Sample Claim
3 |
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Sample Claim
4 |
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Professional Liability
A parent says that your teachings resulted in her child not being
admitted to a art college and sues you for lost earnings potential of the
child. The parents had to hire a new instructor and brought a lawsuit
against the school. The legal defense costs exceed $35,000 dollars.
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Abuse and Molestation A student attending a dance
school brought a lawsuit against the school alleging negligent
hiring of an instructor who improperly touched her during a
lesson.
Attorneys were hired to defend the school. The case was
dismissed after no negligence was found on the part of the
school. Defense costs were paid in the amount of $35,000.
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NO COVERAGE IS BOUND,
OFFERED, ISSUED THROUGH THIS ELECTRONIC COMMUNICATION, ALL POLICIES MUST BE
UNDERWRITTEN AND APPROVED BY THE CARRIER. DO NOT CANCEL YOUR CURRENT
INSURANCE.
Dance School Insurance - Dance Studio
Insurance - Ballet Insurance
Copyright 2011 Stratum
Insurance Agency, LLC
    
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Need help?
(949) 270-0609
SAME DAY BINDERS AND
CERTIFICATES AVAILABLE FOR MANY TYPES OF INSURANCE
Products Available for
this Business
If you have more than one cart,
please tell us about the other cards in the description box. Multiple cart
coverage can often be included at no additional charge.
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