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CONDO INSURANCE INFORMATION AND QUOTES
(h06 insurance / ho6 insurance) / walls in coverage

Click here for a quote or call 949-270-0609

 
 

949-270-0609

 

Condo Unit Owners insurance is sometimes referred to as:

  • h06 Insurance
  • ho6 Insurance
  • "Walls In Coverage"
  • Condo Insurance

 

When you see: the item is a factor in helping you save money.

 

 

 


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As an independent insurance agency, we can compare quotes from different insurance carriers to help you find a competitive rate.

Why choose us as your agent?

 

Need help?

(949) 270-0609

 

 

  Condo Insurance, also known has ho6 insurance or walls-in coverage helps to protect condo owners in many different ways.
 

If your mortgage company or escrow company has told you that you need to setup an escrow billed or mortgage billed condo insurance policy or an impound account, contact Stratum Insurance Agency LLC to help you compare the rates of condo insurance policies (ho6 policies) and set up impound billing for you.   Generally speaking, this means that your annual insurance premium for your condo is billed to your lender.  An "impound account" refers to the account which lenders set up to collect money in advance to cover future expenses.  For example, they may collect money for your insurance or property taxes.  Different people may use impound accounts for different purposes.

Stratum Insurance Agency is able to setup your condo policy and then forward your initial insurance bill to your escrow company or lender. Your insurance renewal bills can be sent to your lender with a copy to you.  There are many options that the team at Stratum Insurance Agency can offer to help make your life easier. Of course, there are other billing options available with condo insurance for those who pay for policies themselves, including monthly, quarterly, and semi annual billing.  Fortunately, the agency works with many carriers to help find the coverage that you are seeking at the right price.

Condo Owners need look no further than Stratum Insurance Agency for their insurance needs. Condo buyers obtaining their mortgages are finding that they are often required to purchase condo-unit owners insurance, known as a H06 (ho6) Insurance policy. This is also sometimes referred to as walls-in coverage or walls in coverage.

Because many homeowners association's master insurance policies only cover the rebuilding of exterior structures and not the interiors, Ii is crucial to purchase the right coverages for your condominium. H06/HO6 policies offer much more coverage than just protection for your personal property, it is key to purchase an adequate amount of dwelling coverage, personal liability coverage, and loss of use coverage.

Stratum sells condo insurance form many usage types, including:

  • Owner Occupied Condo Insurance
  • Vacation Rental Condo Insurance
  • Vacant Condo Insurance
  • Seasonal Rental Condo Insurance
  • Landlord Condo Insurance (income properties)
     

Current condo owners with insurance, especially those who have not reviewed their coverage in some time, should use this opportunity to review their condominium owners insurance and make sure that they have the appropriate coverages in place. With increased rebuilding costs, it is important to have the right amount of dwelling coverage for your condominium.

Homeowners insurance and condo owners insurance policies offer many coverages of which policyholders are not aware. Some of these coverage options may include identity theft coverage, water backup coverage, special computer coverage, home daycare coverage and personal injury coverage.

If you are a new buyer, contact Stratum Insurance Agency  before closing your loan so that they can help you compare rates and coverage options. Escrow billing is available for new buyers who want to pay for their insurance from at their loan closing or through an impound account. 
 

Stratum Insurance Agency, LLC is able to compare price and coverage combinations from different insurance companies to help clients find a product that meets their needs. The agency is licensed in over 30 states.

Request a quote:


 

By Phone: 949-270-0609

In Person: Call for directions

Stratum Insurance Agency is able to provide quotes from many different insurance carriers to help you find the right balance of price and coverage.  Being licensed in over 25 states, we can assist you with condo insurance quotes and many other types of insurance across the nation.

 

 

 

CONDO INSURANCE | H06 INSURANCE | HO6 INSURANCE | "WALLS IN COVERAGE" | CONDO UNIT OWNERS INSURANCE | CONDOMINIUM INSURANCE

 

Copyright 2010 Stratum Insurance Agency, LLC

 

NO COVERAGE IS BOUND, OFFERED, ISSUED THROUGH THIS ELECTRONIC COMMUNICATION, ALL POLICIES MUST BE UNDERWRITTEN AND APPROVED BY THE CARRIER. DO NOT CANCEL YOUR CURRENT INSURANCE.

- Discounts vary by state, policy, and carrier.  We will work to help you find the discounts that apply to you.