Insurance for Technology Professionals - Coverage Types

There are different types of insurance coverage (or covered risks) for different professions.  Stratum Insurance Agency LLC sells different types of policies based on the needs of the business or individual.

Questions to ask yourself about your business:

• Do I only have general liability coverage that only protects me from bodily injury and property damage claims?

• Do I have insurance that covers me for lawsuits due to financial loss sustained by others?

• Does my business store private information, such credit cards and license numbers?

• Do I transact business online?

• Does my policy exclude coverage for work done online?

• Is my policy only designed for work performed in an office or store and does not provide coverage for work done off the premises?

• Do I have coverage for "glitches" or downtime resulting in lost income?

There are many questions to ask yourself when reviewing the appropriate coverages that you need for your business and your industry.  Technology professionals have special needs and need insurance policies with coverages designed to protect them.  The team at Stratum Insurance Agency LLC works with multiple carriers who have a passion for technology and insurance.  This can be seen in the modern types of insurance policies with which Stratum can help.  The list below shows several of the available coverages

• Loss of Digital Assets Coverage
• Malicious Code
• Media Liability
• Operational Mistake Coverage
• Public Relations Expense Coverage
• Technology E & O Insurance
• Third Party Crime Coverage
• Third Party Data Breach
• Unauthorized Access Coverage
• Virus Breach Coverage
• Many more coverages available.