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Groomer Insurance Sample Claims

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Sample Claims - More Information

As with many professions, the lines between general liability risks and professional liability (e&o) can be blurred.  For this reason, it is important to purchase both coverages. Another valuable coverage is animal bailee coverage, which is there in the sad event that certain things happen to an animal while he or she is in your care, custody or control.  The list of sample claims is only a small sampling of the potential risks in the industry and there are many more things that could put you and your business at risk.  Disclaimer: These are very general definitions, please review to specific policy forms for details and exclusions.

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Pet Groomer Professional LIability Insurance is a major coverage often lacking from many policies.  We have direct access to insurance companies that write policies for groomers. Too often we see policies that ONLY  have general liability coverage when there are many other important coverages that are available on a policy.  It is important to purchase both general liability insurance and professional liability insurance to help reduce potential gaps in coverage.

Contact us or request a quote for more information and a quote on these coverages.

 

Groomer and Mobile Groomer Insurance Claims
(hypothetical situations)

  • An animal is injured by a groomer and incurs medical expenses.
  • An animal is injured and misses a show.
  • A customer near a grooming vehicle slips and falls, suffering injuries, losing pay due to time off work and incurring medical bills.
  • A customer is not satisfied with the results of a grooming.
  • A groomer travels to a customers home and causes damage inside the home.
  • Water is left on the ground in the grooming shop and a client trips and claims injuries.
  • A child touches your clippers and cuts himself. He has medical bills and his family sues you.
  • There are numerous potential claims, which is why it is important purchase the right insurance.

 

Other Risks:

  • Accidentally causing damage to property.
  • Accidentally causing bodily injury to a third party.

 

 

Disclaimer: Of course, each claim is subject to review and this website in no way suggests that coverage would be provided under a specific policy.  Contact us for more information regarding the different types of insurance.

NO COVERAGE IS BOUND, OFFERED, ISSUED THROUGH THIS ELECTRONIC COMMUNICATION, ALL POLICIES MUST BE UNDERWRITTEN AND APPROVED BY THE CARRIER. DO NOT CANCEL YOUR CURRENT INSURANCE.

Groomer Insurance, Mobile Groomer Insurance, Kennel Insurance,  E&O Insurance, General Liability Insurance, Small Office Insurance

Copyright 2014 Stratum Insurance Agency, LLC

 

 

 

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(949) 270-0609

 

SAME DAY BINDERS AND CERTIFICATES AVAILABLE FOR MANY TYPES OF INSURANCE

Products Available for this Business

 

General Liability
Professional Liability
Surety Bonds
Crime Insurance
EPLI
Directors & Officers
Workers Comp
Cyber Liability

 

Looking for other insurance?  Just use the form to the left to let us know what you need.  We are happy to help.