Condo Insurance, also known has ho6 insurance or walls-in
coverage helps to protect condo owners in many different ways.What coverages are available?
The team at Stratum
Insurance Agency is here to help you by explaining the various coverages
available under a condo policy. Make sure to tell us about the things
that make your condo unique, such as special flooring, cabinets, or
fixtures. Stratum Insurance works with multiple condo insurance
carriers to help find a great balance of price and coverage.
Commonly seen coverages
on an ho6
condo insurance quote:
- Dwelling Coverage
- to protect the interior of your condo unit (not on all policies, but
highly recommended)
- Personal Property Coverage
- to protect your personal belongings and other items that may not be
crucial to the reconstruction of your condo
- Loss of Use Coverage
- Personal Liability
- to protect against claims of bodily injury and property damage
- Medical Payments
Optional important coverages
to consider in purchasing condo
insurance:
- Personal Injury Coverage
- to protect against libel, slander, and wrongful eviction
- Backup of Sewers, Sump Pumps, and
Drains
- Loss Assessments Coverage
- Special Form Coverage
for your Dwelling (Special Coverage A)
- Loss of Rents
(for tenant occupied policies)
- Animal Liability Coverage
(for pet owners or those who rent to tenants with pets)
Optional important coverages
for LANDLORDS:
- Personal Injury Coverage
- to protect against libel, slander, and wrongful eviction
- Loss of Rents / Rent Loss
- to help recover lost rent while your property is non-inhabitable due
to a covered loss
- Landlord Furnishings Coverage
- In Home Daycare Coverage -
for those who run daycares in their homes
- Scheduled Personal Property -
to protect jewelry, instruments, and fine arts
- Business Property Coverage
Condo Insurance Quotes
Stratum Insurance
Agency is able to provide quotes from many different insurance carriers
to help you find the right balance of price and coverage. Being
licensed in over 25 states, we can assist you with
condo insurance quotes
and many other
types of insurance across the nation.